/* =========================================================
   Al Safwa Insurance Brokers - unified site stylesheet
   ========================================================= */
:root {
    --navy: #0a3470;
    --navy-2: #0d4a8f;
    --blue: #1565c0;
    --blue-soft: #e8f1fb;
    --green: #5aa832;
    --green-2: #4a9227;
    --green-soft: #eef7e8;
    --text: #1d2b3e;
    --muted: #5d6b7e;
    --line: #e3eaf3;
    --bg: #f5f8fc;
    --white: #fff;
    --radius: 14px;
    --radius-sm: 10px;
    --shadow: 0 6px 24px rgba(13, 52, 112, .08);
    --shadow-lg: 0 14px 40px rgba(13, 52, 112, .14);
    --container: 1200px;
    --font: "Cairo", "Tajawal", system-ui, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
    margin: 0;
    font-family: var(--font);
    color: var(--text);
    background: var(--white);
    line-height: 1.7;
    font-size: 15px;
    -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; transition: color .2s; }
img { max-width: 100%; display: block; }
ul { list-style: none; margin: 0; padding: 0; }
h1, h2, h3, h4, h5, h6 { margin: 0; line-height: 1.35; color: var(--navy); }
p { margin: 0; }
button, input, select, textarea { font-family: inherit; font-size: inherit; }

.container { width: 100%; max-width: var(--container); margin-inline: auto; padding-inline: 20px; }
.section { padding: 64px 0; }
.section-sm { padding: 40px 0; }
.bg-soft { background: var(--bg); }
.text-green { color: var(--green); }
.flip-x { display: inline-block; }
[dir="ltr"] .flip-x { transform: scaleX(-1); }

/* ---------- headings ---------- */
.sec-title { text-align: center; margin-bottom: 36px; }
.sec-title h2 { font-size: 28px; font-weight: 800; }
.sec-title p { color: var(--muted); margin-top: 10px; max-width: 760px; margin-inline: auto; }
.sec-title::after, .line-under::after {
    content: ""; display: block; width: 56px; height: 3px; border-radius: 3px;
    background: var(--green); margin: 12px auto 0;
}
.sec-title h2 + p { margin-top: 18px; }
.sec-title.has-p::after { display: none; }
.line-under::after { margin-inline: 0; }
.eyebrow { color: var(--green); font-weight: 700; font-size: 14px; display: block; margin-bottom: 4px; }

/* ---------- buttons ---------- */
.btn {
    display: inline-flex; align-items: center; justify-content: center; gap: 10px;
    padding: 12px 26px; border-radius: 10px; border: 0; cursor: pointer;
    font-weight: 700; font-size: 15px; transition: transform .2s, box-shadow .2s, background .2s;
    white-space: nowrap;
}
.btn:hover { transform: translateY(-2px); }
.btn-primary { background: var(--navy-2); color: #fff; box-shadow: 0 6px 18px rgba(13, 74, 143, .3); }
.btn-primary:hover { background: var(--navy); }
.btn-green { background: var(--green); color: #fff; box-shadow: 0 6px 18px rgba(90, 168, 50, .3); }
.btn-green:hover { background: var(--green-2); }
.btn-blue { background: var(--blue); color: #fff; }
.btn-white { background: #fff; color: var(--navy); box-shadow: var(--shadow); }
.btn-block { width: 100%; }
.btn-sm { padding: 8px 20px; font-size: 14px; }
.circle-arrow {
    width: 30px; height: 30px; border-radius: 50%; border: 1px solid var(--line);
    display: inline-flex; align-items: center; justify-content: center; color: var(--navy-2);
    font-size: 12px; transition: .2s;
}
a:hover .circle-arrow, .circle-arrow:hover { background: var(--navy-2); color: #fff; border-color: var(--navy-2); }

/* ---------- top bar ---------- */
.topbar { background: var(--navy); color: #dfe8f5; font-size: 13px; }
.topbar .container { display: flex; justify-content: space-between; align-items: center; min-height: 38px; gap: 16px; }
.topbar ul { display: flex; align-items: center; gap: 0; }
.topbar li + li { border-inline-start: 1px solid rgba(255, 255, 255, .25); }
.topbar li { padding-inline: 14px; }
.topbar li:first-child { padding-inline-start: 0; }
.topbar a:hover { color: #fff; }
.topbar i { margin-inline-end: 6px; opacity: .85; }
.topbar .lang a { font-weight: 700; }
.topbar .lang a.off { opacity: .55; font-weight: 400; }

/* ---------- header ---------- */
.site-header { position: sticky; top: 0; z-index: 100; background: #fff; box-shadow: 0 2px 14px rgba(13, 52, 112, .06); }
.site-header .container { display: flex; align-items: center; gap: 24px; min-height: 76px; }
.brand {
    position: relative; z-index: 2; align-self: flex-start;
    background: #fff; padding: 8px 18px 12px; border-radius: 0 0 28px 28px;
    box-shadow: 0 10px 24px rgba(13, 52, 112, .1); margin-bottom: -34px;
}
.brand img { height: 92px; width: auto; }
.main-nav { flex: 1; }
.main-nav > ul { display: flex; align-items: center; gap: 4px; justify-content: center; }
.main-nav > ul > li { position: relative; }
.main-nav > ul > li > a {
    display: flex; align-items: center; gap: 6px; padding: 26px 11px; font-weight: 600; font-size: 15px; color: var(--navy);
    border-bottom: 3px solid transparent;
}
.main-nav > ul > li > a:hover { color: var(--blue); }
.main-nav > ul > li.active > a { border-bottom-color: var(--navy-2); font-weight: 800; }
.main-nav .caret { font-size: 10px; opacity: .7; }
.dropdown {
    position: absolute; top: 100%; inset-inline-start: 0; min-width: 230px; background: #fff;
    border-radius: 0 0 var(--radius-sm) var(--radius-sm); box-shadow: var(--shadow-lg); padding: 8px 0;
    opacity: 0; visibility: hidden; transform: translateY(8px); transition: .2s;
}
.has-dd:hover .dropdown, .has-dd.open .dropdown { opacity: 1; visibility: visible; transform: none; }
.dropdown a { display: flex; gap: 10px; align-items: center; padding: 9px 18px; font-size: 14px; color: var(--text); }
.dropdown a i { color: var(--blue); width: 18px; text-align: center; }
.dropdown a:hover { background: var(--blue-soft); color: var(--blue); }
.header-actions { display: flex; align-items: center; gap: 14px; }
.icon-btn { background: none; border: 0; cursor: pointer; font-size: 18px; color: var(--navy); padding: 6px; }
.nav-toggle { display: none; }

.search-panel { display: none; border-top: 1px solid var(--line); background: #fff; }
.search-panel.open { display: block; }
.search-panel .container { display: flex; gap: 10px; padding-block: 14px; min-height: 0; }
.search-panel input { flex: 1; border: 1px solid var(--line); border-radius: 10px; padding: 10px 14px; outline: 0; }
.search-panel input:focus { border-color: var(--blue); }

/* ---------- hero (home) ---------- */
.hero { position: relative; min-height: 520px; overflow: hidden; background: #cfe0f1; }
.hero-slide {
    position: absolute; inset: 0; background-size: cover; background-position: center;
    opacity: 0; transition: opacity 1s;
}
.hero-slide.active { opacity: 1; }
.hero::after {
    content: ""; position: absolute; inset: 0; pointer-events: none;
    background: linear-gradient(180deg, rgba(255, 255, 255, .55) 0%, rgba(255, 255, 255, .15) 45%, rgba(255, 255, 255, 0) 70%);
}
.hero-content { position: relative; z-index: 2; text-align: center; padding: 56px 20px 0; }
.hero h1 { font-size: 48px; font-weight: 900; color: var(--navy); }
.hero h1 span { display: block; color: var(--green); }
.hero p { font-size: 18px; color: var(--navy); margin: 14px auto 22px; max-width: 520px; font-weight: 500; }
.hero-dots { display: flex; justify-content: center; gap: 8px; margin-top: 18px; }
.hero-dots button { width: 9px; height: 9px; border-radius: 50%; border: 0; background: rgba(13, 52, 112, .25); cursor: pointer; padding: 0; }
.hero-dots button.active { background: var(--green); }
.hero-badges {
    position: absolute; z-index: 3; bottom: 0; inset-inline-end: 0;
    display: flex; background: rgba(255, 255, 255, .92); backdrop-filter: blur(6px);
    border-start-start-radius: 26px; padding: 18px 10px;
}
.hero-badges div { text-align: center; padding: 0 26px; color: var(--navy); font-weight: 700; font-size: 14px; }
.hero-badges div + div { border-inline-start: 1px solid var(--line); }
.hero-badges i { display: block; font-size: 24px; color: var(--navy-2); margin-bottom: 4px; }
.slogan {
    font-family: "Aref Ruqaa", "Tajawal", serif; color: var(--navy); font-size: 34px; line-height: 1.35;
    text-align: center; position: relative; padding-bottom: 14px;
}
.slogan::after {
    content: ""; position: absolute; bottom: 0; inset-inline: 10% 0; height: 14px;
    border-bottom: 3px solid var(--green); border-radius: 0 0 60% 60%;
}
.hero .slogan { position: absolute; z-index: 2; top: 90px; inset-inline-start: 50px; }

/* ---------- page banner (inner pages) ---------- */
.page-banner { position: relative; min-height: 300px; background: #cfe0f1 center/cover no-repeat; overflow: hidden; }
.page-banner::before {
    content: ""; position: absolute; inset: 0;
    background: linear-gradient(to left, rgba(255, 255, 255, .92) 0%, rgba(255, 255, 255, .6) 38%, rgba(255, 255, 255, 0) 65%);
}
[dir="ltr"] .page-banner::before { background: linear-gradient(to right, rgba(255, 255, 255, .92) 0%, rgba(255, 255, 255, .6) 38%, rgba(255, 255, 255, 0) 65%); }
.page-banner.dark::before { background: linear-gradient(to left, var(--navy) 0%, rgba(10, 52, 112, .92) 38%, rgba(10, 52, 112, 0) 62%); }
[dir="ltr"] .page-banner.dark::before { background: linear-gradient(to right, var(--navy) 0%, rgba(10, 52, 112, .92) 38%, rgba(10, 52, 112, 0) 62%); }
.page-banner .container { position: relative; z-index: 2; padding-top: 64px; padding-bottom: 70px; }
.page-banner .inner { max-width: 460px; }
.page-banner h1 { font-size: 46px; font-weight: 900; }
.page-banner p { font-size: 19px; color: var(--navy); margin-top: 8px; }
.page-banner h1::after { content: ""; display: block; width: 60px; height: 3px; background: var(--green); margin-top: 16px; border-radius: 3px; }
.page-banner.dark h1, .page-banner.dark p { color: #fff; }
.page-banner .slogan { position: absolute; z-index: 2; top: 50px; inset-inline-end: 50px; }
.breadcrumb {
    position: absolute; z-index: 3; bottom: 0; inset-inline-start: 0; background: #fff;
    border-start-end-radius: 22px; padding: 12px 40px 12px 24px; display: flex; align-items: center; gap: 12px;
    font-size: 14px; color: var(--navy);
}
[dir="ltr"] .breadcrumb { padding: 12px 24px 12px 40px; }
.breadcrumb i.fa-house { color: var(--navy-2); }
.breadcrumb .sep { font-size: 10px; opacity: .6; }
.page-banner.dark .breadcrumb { background: transparent; color: #fff; inset-inline-start: auto; position: static; padding: 18px 0 0; border-top: 1px solid rgba(255, 255, 255, .2); margin-top: 26px; max-width: 460px; }
.page-banner.dark .breadcrumb i.fa-house { color: #fff; }

/* ---------- generic cards ---------- */
.card { background: #fff; border-radius: var(--radius); box-shadow: var(--shadow); border: 1px solid var(--line); }
.grid { display: grid; gap: 22px; }
.g-2 { grid-template-columns: repeat(2, 1fr); }
.g-3 { grid-template-columns: repeat(3, 1fr); }
.g-4 { grid-template-columns: repeat(4, 1fr); }
.g-6 { grid-template-columns: repeat(6, 1fr); }

.ico {
    width: 64px; height: 64px; border-radius: 50%; display: inline-flex; align-items: center; justify-content: center;
    background: var(--blue-soft); color: var(--navy-2); font-size: 26px; flex-shrink: 0;
}
.ico.green { background: var(--green-soft); color: var(--green); }
.ico.lg { width: 84px; height: 84px; font-size: 34px; }

/* insurance type tiles (home) */
.type-card { padding: 26px 14px 18px; text-align: center; transition: .25s; display: block; }
.type-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-lg); }
.type-card > i { font-size: 36px; color: var(--blue); }
.type-card h3 { font-size: 17px; margin: 12px 0 6px; }
.type-card p { font-size: 13px; color: var(--muted); min-height: 44px; }
.type-card .circle-arrow { margin-top: 12px; }
.row-head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 30px; gap: 16px; }
.row-head .sec-title { margin: 0; flex: 1; }
.row-head .link { color: var(--blue); font-size: 14px; font-weight: 600; }

/* features row (why us / values) */
.features { display: grid; grid-template-columns: repeat(4, 1fr); }
.feature { text-align: center; padding: 10px 20px; }
.feature + .feature { border-inline-start: 1px solid var(--line); }
.feature > i { font-size: 38px; color: var(--navy-2); margin-bottom: 12px; display: block; }
.feature .ico { margin-bottom: 14px; }
.feature h3 { font-size: 19px; font-weight: 800; }
.feature p { color: var(--muted); font-size: 14px; margin-top: 4px; }
.why { position: relative; background: linear-gradient(180deg, #f7fafd, #fff); }
.why.why-bg { background: url('../ph/back-4.jpg') center/cover no-repeat; }
.why.why-bg::before { content: ""; position: absolute; inset: 0; background: rgba(255, 255, 255, .82); }
.why.why-bg > .container { position: relative; }

/* split panels (individuals / companies) */
.split { display: grid; grid-template-columns: 1fr 1fr; }
.split-panel {
    position: relative; min-height: 260px; padding: 40px 48px; background-size: cover; background-position: center;
    display: flex; flex-direction: column; justify-content: center; align-items: flex-start; overflow: hidden;
}
.split-panel::before { content: ""; position: absolute; inset: 0; }
.split-panel > * { position: relative; }
.split-panel h3 { font-size: 30px; font-weight: 900; }
.split-panel p { font-size: 17px; margin: 6px 0 18px; max-width: 300px; }
.split-panel.light { background-color: #dce9f5; }
.split-panel.light::before { background: linear-gradient(to left, rgba(255, 255, 255, .9), rgba(255, 255, 255, .55) 45%, rgba(255, 255, 255, 0) 75%); }
.split-panel.navy { background-color: var(--navy); }
.split-panel.navy::before { background: linear-gradient(to left, rgba(10, 52, 112, .96), rgba(10, 52, 112, .8) 45%, rgba(10, 52, 112, .15) 80%); }
[dir="ltr"] .split-panel.light::before { background: linear-gradient(to right, rgba(255, 255, 255, .9), rgba(255, 255, 255, .55) 45%, rgba(255, 255, 255, 0) 75%); }
[dir="ltr"] .split-panel.navy::before { background: linear-gradient(to right, rgba(10, 52, 112, .96), rgba(10, 52, 112, .8) 45%, rgba(10, 52, 112, .15) 80%); }
.split-panel.navy h3, .split-panel.navy p { color: #fff; }
/* الأفراد: الكلام على الشمال */
#individuals { align-items: flex-end; text-align: left; }
#individuals::before { background: linear-gradient(to right, rgba(255, 255, 255, .9), rgba(255, 255, 255, .55) 45%, rgba(255, 255, 255, 0) 75%); }
[dir="ltr"] #individuals { align-items: flex-start; }

/* stats */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); }
.stat { display: flex; align-items: center; justify-content: center; gap: 14px; padding: 8px 16px; }
.stat + .stat { border-inline-start: 1px solid var(--line); }
.stat i { font-size: 30px; color: var(--navy-2); }
.stat b { display: block; font-size: 22px; color: var(--navy); font-weight: 800; line-height: 1.2; }
.stat span { color: var(--muted); font-size: 14px; }
.stats-band {
    position: relative; overflow: hidden; color: #fff; padding: 44px 0;
    background: linear-gradient(90deg, rgba(10, 52, 112, .95), rgba(13, 74, 143, .9)), var(--band-img, none) center/cover;
}
.stats-band::after {
    content: ""; position: absolute; top: -60px; inset-inline-end: -80px; width: 260px; height: 260px;
    border-radius: 50%; border: 18px solid var(--green); opacity: .8; clip-path: inset(0 0 50% 0);
}
.stats-band .stat { flex-direction: column; text-align: center; gap: 6px; }
.stats-band .stat + .stat { border-color: rgba(255, 255, 255, .25); }
.stats-band .stat i, .stats-band .stat b, .stats-band .stat span { color: #fff; }
.stats-band .stat b { font-size: 26px; }

/* CTA band */
.cta {
    position: relative; overflow: hidden; color: #fff; padding: 44px 0;
    background: linear-gradient(90deg, var(--navy) 0%, var(--navy-2) 60%, rgba(13, 74, 143, .75) 100%), var(--cta-img, none) center/cover;
}
.cta .container { display: flex; align-items: center; justify-content: space-between; gap: 24px; position: relative; z-index: 1; }
.cta h2 { color: #fff; font-size: 30px; font-weight: 800; }
.cta p { color: #dbe6f4; margin-top: 6px; }
.cta.bar-accent h2 { border-inline-start: 4px solid var(--green); padding-inline-start: 16px; }
.cta::before {
    content: ""; position: absolute; bottom: -90px; inset-inline-end: -40px; width: 320px; height: 220px;
    border-radius: 50%; border-top: 22px solid var(--green); border-inline-start: 22px solid var(--blue); opacity: .85; transform: rotate(-18deg);
}

/* ---------- about page ---------- */
.about-grid { display: grid; grid-template-columns: 200px 1fr 1fr; gap: 28px; align-items: stretch; }
.about-points { padding: 16px 22px; display: flex; flex-direction: column; justify-content: space-around; background: var(--bg); border: 0; box-shadow: none; }
.about-points div { display: flex; align-items: center; gap: 14px; padding: 14px 0; color: var(--navy); font-weight: 600; font-size: 14px; }
.about-points i { font-size: 26px; color: var(--navy-2); width: 30px; text-align: center; }
.about-text h2 { font-size: 26px; font-weight: 900; margin-bottom: 18px; }
.about-text p { color: var(--muted); margin-bottom: 14px; }
.img-cover { border-radius: var(--radius); background: #dbe7f3 center/cover no-repeat; min-height: 290px; box-shadow: var(--shadow); }

.vm-card { position: relative; overflow: hidden; min-height: 190px; padding: 30px 34px; display: grid; grid-template-columns: 1fr 1fr; align-items: center; gap: 18px; background: linear-gradient(120deg, #eef4fb, #fff); }
.vm-card.green { background: linear-gradient(120deg, #eef6ea, #fff); }
.vm-card .img-cover { min-height: 140px; box-shadow: none; }
.vm-card h2, .vm-card h3 { font-size: 24px; font-weight: 800; display: flex; align-items: center; gap: 12px; margin-bottom: 10px; }
.vm-card h2 i, .vm-card h3 i { font-size: 30px; color: var(--blue); }
.vm-card.green h2 i, .vm-card.green h3 i { color: var(--green); }
.vm-card p { color: var(--text); font-size: 16px; }

/* ---------- services page ---------- */
.svc-card { overflow: hidden; display: flex; flex-direction: column; transition: .25s; }
.svc-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-lg); }
.svc-card .thumb { height: 170px; background: #dbe7f3 center/cover no-repeat; position: relative; }
.svc-card .badge {
    position: absolute; bottom: -1px; inset-inline-start: 26px; width: 64px; height: 58px; background: #fff;
    border-radius: 14px 14px 0 0; display: flex; align-items: center; justify-content: center; font-size: 26px; color: var(--navy-2);
}
.svc-card .body { padding: 20px 26px 22px; flex: 1; display: flex; flex-direction: column; }
.svc-card h3 { font-size: 20px; font-weight: 800; }
.svc-card p { color: var(--muted); font-size: 14px; margin: 8px 0 16px; flex: 1; }
.svc-card .more { display: inline-flex; align-items: center; gap: 10px; font-size: 14px; color: var(--navy); font-weight: 600; }

/* ---------- service detail (car) ---------- */
.detail-grid { display: grid; grid-template-columns: 1fr 320px; gap: 36px; align-items: start; }
.intro { display: flex; gap: 24px; align-items: flex-start; }
.intro .ico { width: 100px; height: 100px; font-size: 40px; }
.intro h2 { font-size: 24px; font-weight: 800; margin-bottom: 10px; }
.intro p { color: var(--muted); }
.plan-card { padding: 26px 24px; text-align: center; border: 0; }
.plan-card.blue { background: var(--blue-soft); }
.plan-card.green { background: var(--green-soft); }
.plan-card > i { font-size: 44px; color: var(--navy-2); }
.plan-card.green > i { color: var(--green); }
.plan-card h3 { font-size: 20px; margin: 12px 0 6px; font-weight: 800; }
.plan-card p { color: var(--muted); font-size: 14px; margin-bottom: 16px; }
.perks { display: grid; grid-template-columns: repeat(6, 1fr); gap: 12px; text-align: center; }
.perks .ico { width: 54px; height: 54px; font-size: 22px; margin-bottom: 10px; }
.perks p { font-size: 13px; color: var(--text); }
.sidebar { position: sticky; top: 100px; display: flex; flex-direction: column; gap: 22px; }
.quote-box { padding: 24px; }
.quote-box h3 { font-size: 20px; font-weight: 800; }
.quote-box .sub { color: var(--muted); font-size: 13px; margin-bottom: 16px; }
.help-box { padding: 22px 24px; background: var(--bg); border: 0; box-shadow: none; }
.help-box h4 { font-size: 17px; display: flex; justify-content: space-between; align-items: center; }
.help-box h4 i { font-size: 26px; color: var(--navy-2); }
.help-box .sub { color: var(--muted); font-size: 13px; }
.help-box .phone { font-size: 20px; font-weight: 700; color: var(--navy); margin: 10px 0 4px; direction: ltr; text-align: end; }
.help-box a.u { color: var(--navy); text-decoration: underline; font-size: 13px; }

.faq-grid { display: grid; grid-template-columns: 1fr 1.4fr; gap: 36px; align-items: center; }
.faq-item { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-sm); box-shadow: 0 3px 12px rgba(13, 52, 112, .05); margin-bottom: 12px; }
.faq-q { width: 100%; background: none; border: 0; cursor: pointer; padding: 16px 20px; display: flex; justify-content: space-between; align-items: center; gap: 14px; font-weight: 700; color: var(--navy); text-align: start; }
.faq-q i { transition: transform .25s; color: var(--muted); }
.faq-item.open .faq-q i { transform: rotate(45deg); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .3s ease; }
.faq-a p { padding: 0 20px 18px; color: var(--muted); }
/* home: about block (different from about page) */
.home-about .container { display: grid; grid-template-columns: 1fr 1.1fr; gap: 56px; align-items: center; }
.ha-media { position: relative; padding-bottom: 28px; padding-inline-end: 28px; }
.ha-media::before { content: ""; position: absolute; inset: 28px 0 0 28px; border-radius: var(--radius); background: var(--blue-soft); }
[dir="rtl"] .ha-media::before { inset: 28px 28px 0 0; }
.ha-img { position: relative; aspect-ratio: 4 / 3; border-radius: var(--radius); background: #dbe7f3 center/cover no-repeat; box-shadow: var(--shadow-lg); }
.ha-badge { position: absolute; bottom: 0; inset-inline-end: 0; background: var(--navy); color: #fff; border-radius: var(--radius); padding: 16px 24px; text-align: center; box-shadow: var(--shadow-lg); border-bottom: 4px solid var(--green); }
.ha-badge b { display: block; font-size: 30px; font-weight: 900; line-height: 1.1; }
.ha-badge span { font-size: 14px; opacity: .85; }
.ha-text h2 { font-size: 32px; font-weight: 900; color: var(--navy); margin-bottom: 14px; }
.ha-text p { color: var(--muted); margin-bottom: 12px; }
.ha-text .ha-lead { color: var(--text); font-size: 17px; font-weight: 500; }
.ha-points { list-style: none; padding: 0; margin: 20px 0 26px; display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.ha-points li { display: flex; align-items: center; gap: 10px; background: var(--bg); border-radius: var(--radius-sm); padding: 12px 14px; font-weight: 700; font-size: 14px; color: var(--navy); }
.ha-points i { color: var(--green); font-size: 18px; width: 22px; text-align: center; }
@media (max-width: 900px) {
    .home-about .container { grid-template-columns: 1fr; gap: 32px; }
    .ha-text h2 { font-size: 26px; }
}
@media (max-width: 480px) {
    .ha-points { grid-template-columns: 1fr; }
}

/* FAQ page */
.faq-page { display: grid; grid-template-columns: 260px 1fr; gap: 36px; align-items: start; }
.faq-cats { position: sticky; top: 110px; display: flex; flex-direction: column; gap: 6px; background: var(--bg); border-radius: var(--radius); padding: 14px; }
.faq-cats a { display: flex; align-items: center; gap: 10px; padding: 11px 12px; border-radius: var(--radius-sm); color: var(--navy); font-weight: 600; font-size: 14px; }
.faq-cats a:hover { background: #fff; }
.faq-cats i { color: var(--green); width: 20px; text-align: center; }
.faq-group { scroll-margin-top: 110px; margin-bottom: 34px; }
.faq-group h2 { display: flex; align-items: center; gap: 12px; font-size: 22px; font-weight: 800; color: var(--navy); margin-bottom: 16px; }
.faq-group h2 i { width: 44px; height: 44px; border-radius: 50%; display: grid; place-items: center; background: var(--blue-soft); color: var(--blue); font-size: 18px; }
.faq-more { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 24px 28px; background: var(--blue-soft); border: 0; box-shadow: none; }
.faq-more h3 { font-size: 20px; font-weight: 800; color: var(--navy); }
.faq-more p { color: var(--muted); }
@media (max-width: 900px) {
    .faq-page { grid-template-columns: 1fr; }
    .faq-cats { position: static; flex-direction: row; overflow-x: auto; padding: 8px; }
    .faq-cats a { white-space: nowrap; }
    .faq-more { flex-direction: column; align-items: flex-start; }
}
.promo-img { position: relative; min-height: 190px; border-radius: var(--radius); background: #dbe7f3 center/cover no-repeat; overflow: hidden; box-shadow: var(--shadow); }
.promo-img .slogan { position: absolute; top: 24px; inset-inline-start: 26px; font-size: 26px; text-align: start; }

/* ---------- forms ---------- */
.field { position: relative; margin-bottom: 14px; }
.field > i { position: absolute; top: 50%; transform: translateY(-50%); inset-inline-start: 16px; color: var(--muted); font-size: 14px; pointer-events: none; }
.field.area > i { top: 20px; transform: none; }
.field input, .field select, .field textarea {
    width: 100%; border: 1px solid var(--line); border-radius: 10px; background: #fff; color: var(--text);
    padding: 13px 16px; padding-inline-start: 44px; outline: 0; transition: border-color .2s, box-shadow .2s; appearance: none;
}
.field textarea { min-height: 110px; resize: vertical; }
.field select { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%235d6b7e' stroke-width='2.5'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: left 16px center; }
[dir="ltr"] .field select { background-position: right 16px center; }
.field input:focus, .field select:focus, .field textarea:focus { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(21, 101, 192, .1); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-row .field { margin-bottom: 0; }
.form-row + .form-row, .form-row + .field { margin-top: 14px; }

/* ---------- contact page ---------- */
.info-card { padding: 30px 20px; text-align: center; background: var(--bg); border: 0; box-shadow: none; }
.info-card .ico { margin-bottom: 14px; background: #d9e8f7; }
.info-card .ico.green { background: #dcefd1; }
.info-card h3 { font-size: 19px; font-weight: 800; margin-bottom: 8px; }
.info-card b { display: block; color: var(--navy); font-size: 17px; }
.info-card p { color: var(--muted); font-size: 14px; }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 26px; margin-top: 26px; }
.contact-form { padding: 28px 30px; }
.contact-form h2 { font-size: 24px; font-weight: 800; }
.contact-form .sub { color: var(--muted); margin-bottom: 20px; }
.map-box { border-radius: var(--radius); overflow: hidden; min-height: 360px; box-shadow: var(--shadow); }
.map-box iframe { width: 100%; height: 100%; min-height: 360px; border: 0; display: block; }

/* ---------- footer ---------- */
.site-footer { background: #f7f9fc; border-top: 1px solid var(--line); }
.footer-main { display: grid; grid-template-columns: 1.2fr 1fr 1fr 1fr 1.2fr; gap: 28px; padding: 36px 0; align-items: center; }
.footer-col { padding-inline: 10px; }
.footer-col + .footer-col:not(.footer-slogan) { border-inline-start: 1px solid var(--line); }
.footer-col h4 { font-size: 15px; font-weight: 800; margin-bottom: 10px; }
.footer-col li { margin-bottom: 4px; font-size: 14px; color: var(--muted); }
.footer-col li a:hover { color: var(--blue); }
.footer-col .ci li { display: flex; gap: 10px; align-items: center; }
.footer-col .ci i { color: var(--navy); width: 16px; }
.footer-col .ltr { direction: ltr; }
.socials { display: flex; gap: 14px; margin-top: 10px; font-size: 18px; color: var(--navy); }
.socials a:hover { color: var(--green); }
.footer-logo img { height: 96px; width: auto; }
.footer-slogan .slogan { font-size: 28px; }
.footer-bottom { background: var(--navy); color: #d4dfee; font-size: 13px; }
    .footer-bottom .container {
        display: flex;
        justify-content: flex-end;
        align-items: center;
        min-height: 50px;
        gap: 12px;
        flex-wrap: wrap;
    }
.footer-bottom ul { display: flex; }
.footer-bottom li + li { border-inline-start: 1px solid rgba(255, 255, 255, .3); }
.footer-bottom li { padding-inline: 14px; }
.footer-bottom a:hover { color: #fff; }
.footer-bottom .dev img { height: 22px; width: auto; display: inline-block; vertical-align: middle; }
.footer-bottom .copy { direction: ltr; }

.fab-whatsapp {
    position: fixed; bottom: 22px; inset-inline-start: 22px; z-index: 90; width: 54px; height: 54px; border-radius: 50%;
    background: #25d366; color: #fff; font-size: 28px; display: flex; align-items: center; justify-content: center;
    box-shadow: 0 8px 22px rgba(37, 211, 102, .4);
}
.to-top {
    position: fixed; bottom: 22px; inset-inline-end: 22px; z-index: 90; width: 44px; height: 44px; border-radius: 12px;
    background: var(--navy-2); color: #fff; border: 0; cursor: pointer; opacity: 0; visibility: hidden; transition: .25s;
}
.to-top.show { opacity: 1; visibility: visible; }

/* reveal on scroll */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .6s ease, transform .6s ease; }
.reveal.in { opacity: 1; transform: none; }


/* ---------- blog list ---------- */
.blog-toolbar { display: flex; align-items: center; justify-content: space-between; gap: 20px; margin-bottom: 30px; flex-wrap: wrap; }
.blog-toolbar .sec-title::after { display: none; }
.search-box { position: relative; display: flex; gap: 8px; flex: 0 1 420px; }
.search-box > i { position: absolute; top: 50%; transform: translateY(-50%); inset-inline-start: 16px; color: var(--muted); }
.search-box input { flex: 1; min-width: 0; border: 1px solid var(--line); border-radius: 10px; padding: 11px 16px; padding-inline-start: 42px; outline: 0; background: #fff; }
.search-box input:focus { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(21, 101, 192, .1); }
.post-card { overflow: hidden; display: flex; flex-direction: column; transition: .25s; }
.post-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-lg); }
.post-card .thumb { aspect-ratio: 16 / 10; background: #dbe7f3 center/cover no-repeat; }
.post-card .body { padding: 18px 22px 22px; flex: 1; display: flex; flex-direction: column; }
.post-card .date { font-size: 13px; color: var(--green); font-weight: 600; }
.post-card h3 { font-size: 18px; font-weight: 800; margin: 6px 0; display: -webkit-box; -webkit-line-clamp: 2; -webkit-box-orient: vertical; overflow: hidden; }
.post-card p { color: var(--muted); font-size: 14px; flex: 1; margin-bottom: 14px; display: -webkit-box; -webkit-line-clamp: 3; -webkit-box-orient: vertical; overflow: hidden; }
.post-card .more { display: inline-flex; align-items: center; gap: 10px; font-size: 14px; color: var(--navy); font-weight: 600; }
.post-card.skel .thumb, .post-card.skel .body span { background: linear-gradient(90deg, #eef2f7 25%, #f7f9fc 50%, #eef2f7 75%); background-size: 200% 100%; animation: shimmer 1.2s infinite; }
.post-card.skel .body span { display: block; height: 12px; border-radius: 6px; margin-bottom: 10px; }
@keyframes shimmer { to { background-position: -200% 0; } }
.empty-state { text-align: center; padding: 50px 20px; color: var(--muted); }
.empty-state i { font-size: 46px; color: #c5d3e4; margin-bottom: 12px; display: block; }
.empty-state .btn { margin-top: 18px; }
.pager { display: flex; justify-content: center; align-items: center; gap: 8px; margin-top: 36px; flex-wrap: wrap; }
.pager button { min-width: 40px; height: 40px; padding: 0 10px; border-radius: 10px; border: 1px solid var(--line); background: #fff; color: var(--navy); font-weight: 700; cursor: pointer; transition: .2s; }
.pager button:hover:not(:disabled) { border-color: var(--navy-2); }
.pager button.active { background: var(--navy-2); border-color: var(--navy-2); color: #fff; }
.pager button:disabled { opacity: .4; cursor: not-allowed; }

/* ---------- article ---------- */
.art-h1 { font-size: 36px !important; }
.article-grid { display: grid; grid-template-columns: minmax(0, 1fr) 330px; gap: 36px; align-items: start; }
.article-meta { display: flex; gap: 22px; color: var(--muted); font-size: 14px; margin-bottom: 18px; }
.article-meta i { color: var(--green); }
.article-cover { width: 100%; max-height: 460px; object-fit: cover; border-radius: var(--radius); margin-bottom: 26px; box-shadow: var(--shadow); }
.article-body { font-size: 16.5px; line-height: 1.95; color: var(--text); overflow-wrap: anywhere; }
.article-body + .article-body { margin-top: 26px; }
.article-body h1, .article-body h2, .article-body h3, .article-body h4 { margin: 26px 0 12px; font-weight: 800; }
.article-body h2 { font-size: 24px; }
.article-body h3 { font-size: 20px; }
.article-body p { margin-bottom: 14px; }
.article-body a { color: var(--blue); text-decoration: underline; }
.article-body ul, .article-body ol { padding-inline-start: 22px; margin-bottom: 14px; }
.article-body ul { list-style: disc; }
.article-body ol { list-style: decimal; }
.article-body img, .article-body video { max-width: 100% !important; height: auto !important; border-radius: var(--radius-sm); margin: 10px 0; }
.article-body iframe { max-width: 100%; border: 0; border-radius: var(--radius-sm); }
.article-body table { display: block; width: 100% !important; overflow-x: auto; border-collapse: collapse; margin: 16px 0; }
.article-body td, .article-body th { border: 1px solid var(--line); padding: 8px 12px; }
.article-body blockquote { margin: 18px 0; padding: 14px 20px; background: var(--bg); border-inline-start: 4px solid var(--green); border-radius: var(--radius-sm); }
.share { display: flex; align-items: center; gap: 10px; margin-top: 34px; padding-top: 20px; border-top: 1px solid var(--line); flex-wrap: wrap; color: var(--navy); font-weight: 700; }
.share a { width: 38px; height: 38px; border-radius: 50%; background: var(--blue-soft); color: var(--navy-2); display: inline-flex; align-items: center; justify-content: center; }
.share a:hover { background: var(--navy-2); color: #fff; }
.latest-box { padding: 22px; }
.latest-box h3 { font-size: 18px; font-weight: 800; margin-bottom: 14px; }
.latest-item { display: flex; gap: 12px; align-items: center; padding: 10px 0; border-bottom: 1px solid var(--line); }
.latest-item:last-child { border-bottom: 0; }
.latest-item .thumb { width: 66px; height: 66px; border-radius: 10px; background: #dbe7f3 center/cover no-repeat; flex-shrink: 0; }
.latest-item b { display: -webkit-box; -webkit-line-clamp: 2; -webkit-box-orient: vertical; overflow: hidden; font-size: 14px; color: var(--navy); line-height: 1.5; }
.latest-item small { color: var(--muted); font-size: 12px; }
.latest-item:hover b { color: var(--blue); }

/* ---------- rich content (service & about pages) ---------- */
.detail-main > * + * { margin-top: 44px; }
.block-title { font-size: 23px; font-weight: 800; margin-bottom: 18px; }
.block-title::after { content: ""; display: block; width: 48px; height: 3px; background: var(--green); margin-top: 10px; border-radius: 3px; }
.lead { font-size: 16.5px; color: var(--text); }
.lead + .lead, .prose p + p { margin-top: 12px; }
.prose p { color: var(--muted); }
.chips { display: flex; flex-wrap: wrap; gap: 10px; }
.chips a { display: inline-flex; align-items: center; gap: 8px; padding: 9px 16px; border-radius: 999px; background: var(--blue-soft); color: var(--navy); font-weight: 700; font-size: 14px; transition: .2s; }
.chips a:hover { background: var(--navy-2); color: #fff; }
.chips a i { color: var(--green); }
.chips a:hover i { color: #fff; }

.checks { display: grid; gap: 10px; }
.checks.cols { grid-template-columns: 1fr 1fr; column-gap: 26px; }
.checks li { position: relative; padding-inline-start: 30px; line-height: 1.7; }
.checks li::before {
    content: "\f00c"; font-family: "Font Awesome 6 Free"; font-weight: 900; position: absolute; inset-inline-start: 0; top: 3px;
    width: 20px; height: 20px; border-radius: 50%; background: var(--green-soft); color: var(--green); font-size: 10px;
    display: flex; align-items: center; justify-content: center;
}
.checks.x li::before { content: "\f00d"; background: #fdecec; color: #d64545; }
.checks.num { counter-reset: n; }
.checks.num li::before { counter-increment: n; content: counter(n); font-family: var(--font); font-size: 11px; font-weight: 800; background: var(--blue-soft); color: var(--navy-2); }

.info-cards { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.info-cards.three { grid-template-columns: repeat(3, 1fr); }
.mini-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; box-shadow: 0 3px 14px rgba(13, 52, 112, .05); }
.mini-card.soft { background: var(--bg); border: 0; box-shadow: none; }
.mini-card.blue { background: var(--blue-soft); border: 0; box-shadow: none; }
.mini-card.green { background: var(--green-soft); border: 0; box-shadow: none; }
.mini-card h3 { font-size: 18px; font-weight: 800; margin-bottom: 12px; display: flex; align-items: center; gap: 10px; }
.mini-card h3 i { color: var(--blue); font-size: 20px; }
.mini-card.green h3 i { color: var(--green); }
.mini-card p { color: var(--muted); }
.mini-card p + .checks, .mini-card p + p { margin-top: 12px; }

.acc { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: 0 3px 14px rgba(13, 52, 112, .05); overflow: hidden; }
.acc + .acc { margin-top: 12px; }
.acc summary { list-style: none; cursor: pointer; padding: 16px 20px; display: flex; align-items: center; gap: 14px; font-weight: 800; color: var(--navy); font-size: 16.5px; }
.acc summary::-webkit-details-marker { display: none; }
.acc summary::after { content: "\2b"; font-family: "Font Awesome 6 Free"; font-weight: 900; margin-inline-start: auto; color: var(--muted); transition: transform .25s; font-size: 14px; }
.acc[open] summary::after { transform: rotate(45deg); }
.acc[open] summary { border-bottom: 1px solid var(--line); }
.acc summary:hover { background: var(--bg); }
.acc .n { flex-shrink: 0; width: 32px; height: 32px; border-radius: 10px; background: var(--blue-soft); color: var(--navy-2); display: inline-flex; align-items: center; justify-content: center; font-size: 14px; }
.acc summary small { display: block; font-weight: 500; color: var(--muted); font-size: 13px; }
.acc-body { padding: 18px 22px 22px; }
.acc-body > * + * { margin-top: 14px; }
.acc-body p { color: var(--muted); }
.acc-body h4 { font-size: 15.5px; font-weight: 800; }
.group-head { display: flex; align-items: center; gap: 14px; margin-bottom: 18px; scroll-margin-top: 110px; }
.group-head .ico { width: 54px; height: 54px; font-size: 22px; }
.group-head h2 { font-size: 22px; font-weight: 800; }
.group-head p { color: var(--muted); font-size: 14px; }

.note { display: flex; gap: 14px; align-items: flex-start; padding: 16px 18px; border-radius: var(--radius-sm); background: #fff8e6; border: 1px solid #f5e1a8; color: #6b5516; font-size: 14.5px; }
.note i { color: #d9a514; font-size: 18px; margin-top: 3px; }
.note.blue { background: var(--blue-soft); border-color: #cfe0f4; color: var(--navy); }
.note.blue i { color: var(--blue); }
.amount { display: inline-block; font-weight: 800; color: var(--navy); background: var(--blue-soft); padding: 1px 10px; border-radius: 6px; direction: ltr; unicode-bidi: isolate; }

.plans { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; align-items: start; }
.plan { border-radius: var(--radius); overflow: hidden; border: 1px solid var(--line); background: #fff; box-shadow: var(--shadow); }
.plan-head { padding: 20px; color: #fff; text-align: center; }
.plan-head i { font-size: 26px; margin-bottom: 6px; display: block; }
.plan-head h3 { color: #fff; font-size: 20px; font-weight: 800; }
.plan.silver .plan-head { background: linear-gradient(135deg, #8a97a8, #5f6d80); }
.plan.gold .plan-head { background: linear-gradient(135deg, #d4a73a, #a87a14); }
.plan.platinum .plan-head { background: linear-gradient(135deg, var(--navy-2), var(--navy)); }
.plan.featured { border: 2px solid var(--navy-2); }
.plan-group { padding: 14px 20px; }
.plan-group + .plan-group { border-top: 1px dashed var(--line); }
.plan-group h4 { font-size: 13.5px; color: var(--green); font-weight: 800; margin-bottom: 8px; }
.plan-row { display: flex; justify-content: space-between; gap: 10px; padding: 5px 0; font-size: 14px; }
.plan-row span { color: var(--muted); }
.plan-row b { color: var(--navy); white-space: nowrap; direction: ltr; unicode-bidi: isolate; }

.goals { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.goal { padding: 26px 22px; position: relative; overflow: hidden; }
.goal .n { position: absolute; top: 10px; inset-inline-end: 16px; font-size: 54px; font-weight: 900; color: var(--blue-soft); line-height: 1; }
.goal .ico { margin-bottom: 14px; position: relative; }
.goal h3 { font-size: 18px; font-weight: 800; margin-bottom: 8px; position: relative; }
.goal p { color: var(--muted); font-size: 14.5px; position: relative; }
.team { display: grid; grid-template-columns: repeat(2, minmax(0, 320px)); gap: 22px; justify-content: center; }
.member { padding: 28px 22px; text-align: center; }
.member .avatar { width: 86px; height: 86px; border-radius: 50%; margin: 0 auto 14px; background: linear-gradient(135deg, var(--navy-2), var(--blue)); color: #fff; display: flex; align-items: center; justify-content: center; font-size: 34px; box-shadow: 0 8px 20px rgba(13, 74, 143, .25); }
.member h3 { font-size: 18px; font-weight: 800; }
.member span { display: inline-block; margin-top: 6px; color: var(--green); font-weight: 700; font-size: 14px; }
.story { display: grid; grid-template-columns: 1.4fr 1fr; gap: 36px; align-items: start; }
.story .prose p { font-size: 15.5px; }
.highlights { display: grid; gap: 14px; }
.highlight { display: flex; gap: 14px; align-items: center; padding: 16px 18px; background: var(--bg); border-radius: var(--radius); }
.highlight .ico { width: 50px; height: 50px; font-size: 20px; background: #fff; }
.highlight b { display: block; color: var(--navy); font-size: 16px; }
.highlight span { color: var(--muted); font-size: 13.5px; }

.svc-links { padding: 20px 22px; }
.svc-links h4 { font-size: 16px; margin-bottom: 10px; }
.svc-links a { display: flex; align-items: center; gap: 10px; padding: 9px 10px; border-radius: 8px; font-size: 14px; color: var(--text); }
.svc-links a i { width: 18px; text-align: center; color: var(--blue); }
.svc-links a:hover, .svc-links a.active { background: var(--blue-soft); color: var(--navy); font-weight: 700; }
/* =========================================================
   Responsive
   xl <= 1199 | nav <= 1150 | lg <= 991 | md <= 767 | sm <= 575 | xs <= 380
   ========================================================= */
html, body { overflow-x: clip; }

@media (max-width: 1199px) {
    .main-nav > ul > li > a { padding-inline: 8px; font-size: 14px; }
    .g-6 { grid-template-columns: repeat(3, 1fr); }
    .perks { grid-template-columns: repeat(3, 1fr); }
    .about-grid { grid-template-columns: 1fr 1fr; }
    .about-points { grid-column: 1 / -1; flex-direction: row; flex-wrap: wrap; justify-content: space-between; }
    .footer-main { grid-template-columns: repeat(3, 1fr); }
    .footer-slogan, .footer-logo { display: none; }
    .hero .slogan { inset-inline-start: 24px; font-size: 28px; }
    .page-banner .slogan { inset-inline-end: 24px; font-size: 28px; }
}

/* mobile navigation drawer */
@media (max-width: 1150px) {
    .nav-toggle { display: inline-block; }
    .site-header .container { justify-content: space-between; }
    .main-nav {
        position: fixed; inset-block: 0; inset-inline-start: 0; width: 300px; max-width: 86%; background: #fff; z-index: 200;
        transform: translateX(100%); transition: transform .3s; overflow-y: auto; padding: 64px 0 20px; box-shadow: var(--shadow-lg);
        flex: none; visibility: hidden;
    }
    [dir="ltr"] .main-nav { transform: translateX(-100%); }
    body.nav-open { overflow: hidden; }
    body.nav-open .main-nav { transform: none; visibility: visible; }
    body.nav-open::after { content: ""; position: fixed; inset: 0; background: rgba(10, 30, 60, .45); z-index: 150; }
    .main-nav > ul { flex-direction: column; align-items: stretch; }
    .main-nav > ul > li > a { padding: 13px 22px; border-bottom: 1px solid var(--line); justify-content: space-between; font-size: 15px; }
    .main-nav > ul > li.active > a { border-bottom-color: var(--line); color: var(--blue); background: var(--blue-soft); }
    .dropdown { position: static; box-shadow: none; opacity: 1; visibility: visible; transform: none; display: none; background: var(--bg); border-radius: 0; }
    .has-dd:hover .dropdown { display: none; }
    .has-dd.open .dropdown, .has-dd.open:hover .dropdown { display: block; }
    .has-dd.open .caret { transform: rotate(180deg); }
    /* header must sit above the backdrop, otherwise the drawer is dimmed (looked black) */
    body.nav-open .site-header { z-index: 300; }
    .main-nav { padding: 0; display: flex; flex-direction: column; }
    .nav-head {
        display: flex; align-items: center; justify-content: space-between; padding: 10px 16px;
        border-bottom: 1px solid var(--line); position: sticky; top: 0; background: #fff; z-index: 1;
    }
    .nav-head img { height: 54px; width: auto; }
    .nav-close {
        width: 40px; height: 40px; border-radius: 50%; background: var(--bg); color: var(--navy); font-size: 18px;
        display: inline-flex; align-items: center; justify-content: center; transition: .2s;
    }
    .nav-close:hover { background: var(--navy-2); color: #fff; }
    .main-nav > ul { padding: 8px 0; }
    .main-nav > ul > li > a { border-inline-start: 3px solid transparent; }
    .main-nav > ul > li.active > a { border-inline-start-color: var(--green); font-weight: 800; }
    .dropdown a { padding: 10px 30px; }
    .nav-foot { margin-top: auto; padding: 18px 20px 22px; border-top: 1px solid var(--line); background: var(--bg); display: flex; flex-direction: column; gap: 12px; }
    .nav-foot .btn { justify-content: center; width: 100%; }
    .nav-contact { display: flex; align-items: center; gap: 10px; font-size: 14px; color: var(--navy); font-weight: 600; }
    .nav-contact i {
        width: 30px; height: 30px; border-radius: 50%; background: #fff; color: var(--navy-2); font-size: 13px;
        display: inline-flex; align-items: center; justify-content: center; box-shadow: var(--shadow);
    }
    .nav-toggle {
        width: 42px; height: 42px; border-radius: 10px; background: var(--bg); color: var(--navy);
        display: inline-flex; align-items: center; justify-content: center;
    }
    .icon-btn { -webkit-tap-highlight-color: transparent; }
}
@media (min-width: 1151px) { .nav-head, .nav-foot { display: none; } }

@media (max-width: 991px) {
    .section { padding: 52px 0; }
    .brand img { height: 72px; }
    .header-actions .btn span { display: none; }
    .header-actions .btn { padding: 11px 14px; }
    .topbar .hide-sm { display: none; }
    .features, .stats { grid-template-columns: repeat(2, 1fr); row-gap: 26px; }
    .feature:nth-child(3), .stat:nth-child(3) { border-inline-start: 0; }
    .g-3, .g-4 { grid-template-columns: 1fr 1fr; }
    .split, .detail-grid, .faq-grid, .contact-grid, .article-grid { grid-template-columns: 1fr; }
    .sidebar { position: static; }
    .hero .slogan, .page-banner .slogan { display: none; }
    .hero { min-height: 0; }
    .hero-content { padding: 70px 20px 30px; }
    .hero h1 { font-size: 40px; }
    .hero-badges { position: relative; margin: 20px auto 0; border-radius: 18px 18px 0 0; width: fit-content; }
    .page-banner { min-height: 240px; }
    .page-banner::before, [dir="ltr"] .page-banner::before { background: linear-gradient(to bottom, rgba(255, 255, 255, .88), rgba(255, 255, 255, .7)); }
    .page-banner.dark::before, [dir="ltr"] .page-banner.dark::before { background: linear-gradient(to bottom, rgba(10, 52, 112, .92), rgba(10, 52, 112, .8)); }
    .page-banner .inner { max-width: none; }
    .page-banner h1 { font-size: 36px; }
    .art-h1 { font-size: 28px !important; }
    .faq-grid .promo-img { order: -1; }
    .cta h2 { font-size: 26px; }
    .map-box, .map-box iframe { min-height: 320px; }
    .plans { grid-template-columns: 1fr; max-width: 520px; margin-inline: auto; }
    .story { grid-template-columns: 1fr; }
    .goals { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 767px) {
    .g-2, .vm-card { grid-template-columns: 1fr; }
    .vm-card .img-cover { min-height: 170px; order: -1; }
    .about-grid { grid-template-columns: 1fr; }
    .img-cover { min-height: 230px; }
    .row-head { flex-direction: column; text-align: center; }
    .row-head > span:first-child { display: none; }
    .row-head .link { text-align: center !important; }
    .cta { padding: 36px 0; }
    .cta .container { flex-direction: column; text-align: center; }
    .cta.bar-accent h2 { border: 0; padding: 0; }
    .cta::before { opacity: .35; }
    .split-panel { padding: 36px 24px; min-height: 230px; }
    .split-panel h3 { font-size: 26px; }
    .intro { flex-direction: column; gap: 14px; }
    .intro .ico { width: 72px; height: 72px; font-size: 30px; }
    .footer-bottom .container { justify-content: center; text-align: center; padding-block: 12px; }
    .blog-toolbar { flex-direction: column; align-items: stretch; }
    .search-box { flex-basis: auto; }
    .contact-form { padding: 22px 18px; }
    .info-cards, .info-cards.three, .checks.cols, .goals { grid-template-columns: 1fr; }
    .team { grid-template-columns: 1fr; }
}

@media (max-width: 575px) {
    body { font-size: 14.5px; }
    .container { padding-inline: 16px; }
    .section { padding: 40px 0; }
    .section-sm { padding: 30px 0; }
    .sec-title { margin-bottom: 26px; }
    .sec-title h2 { font-size: 23px; }
    .btn { padding: 11px 20px; }
    .topbar .container { justify-content: center; }
    .topbar .left-links { display: none; }
    .topbar li:first-child { display: none; }
    .topbar li { padding-inline: 0 !important; border: 0 !important; }
    .brand { padding: 6px 10px 8px; margin-bottom: -18px; border-radius: 0 0 20px 20px; }
    .brand img { height: 56px; }
    .site-header .container { min-height: 64px; gap: 10px; }
    .header-actions { gap: 6px; }
    .hero-content { padding-top: 56px; }
    .hero h1 { font-size: 30px; }
    .hero p { font-size: 15.5px; }
    .hero-badges div { padding: 0 16px; font-size: 13px; }
    .g-3, .g-4, .form-row { grid-template-columns: 1fr; }
    .g-6, .perks { grid-template-columns: 1fr 1fr; gap: 12px; }
    .type-card { padding: 20px 10px 14px; }
    .type-card p { min-height: 0; }
    .features, .stats { grid-template-columns: 1fr; }
    .feature + .feature, .stat + .stat { border-inline-start: 0; border-top: 1px solid var(--line); padding-top: 22px; }
    .stats-band .stat + .stat { border-top-color: rgba(255, 255, 255, .2); }
    .stat { justify-content: flex-start; }
    .stats-band .stat { justify-content: center; }
    .page-banner { min-height: 0; }
    .page-banner .container { padding-top: 34px; padding-bottom: 64px; }
    .page-banner h1 { font-size: 30px; }
    .page-banner p { font-size: 16px; }
    .art-h1 { font-size: 24px !important; }
    .breadcrumb { padding: 10px 16px !important; font-size: 13px; gap: 8px; max-width: 100%; overflow: hidden; white-space: nowrap; }
    .footer-main { grid-template-columns: 1fr 1fr; padding: 28px 0; gap: 22px 12px; text-align: center; align-items: start; }
    .footer-main > .footer-col:nth-child(2) { grid-column: 1 / -1; padding-bottom: 20px; border-bottom: 1px solid var(--line); }
    .footer-col { padding: 0; }
    .footer-col + .footer-col:not(.footer-slogan) { border: 0; }
    .footer-col .ci li, .socials { justify-content: center; }
    .footer-bottom ul { justify-content: center; }
    .article-body { font-size: 15.5px; }
    .article-meta { flex-wrap: wrap; gap: 14px; }
    .quote-box, .latest-box { padding: 18px; }
    .fab-whatsapp { width: 48px; height: 48px; font-size: 24px; bottom: 16px; inset-inline-start: 16px; }
    .to-top { bottom: 16px; inset-inline-end: 16px; }
    .acc summary { padding: 14px 16px; font-size: 15px; gap: 10px; }
    .acc-body { padding: 16px; }
    .block-title { font-size: 20px; }
    .mini-card { padding: 18px; }
}

@media (max-width: 380px) {
    .hero h1 { font-size: 26px; }
    .g-6, .perks { grid-template-columns: 1fr; }
    .header-actions .btn { display: none; }
    .topbar { font-size: 12px; }
}

@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after { transition: none !important; animation: none !important; }
    .reveal { opacity: 1; transform: none; }
}

/* home: FAQ */
.home-faq { background: linear-gradient(180deg, #fff, var(--bg)); }
.home-faq .container { display: grid; grid-template-columns: 1fr 1.5fr; gap: 48px; align-items: start; }
.hf-side h2 { font-size: 32px; font-weight: 900; color: var(--navy); margin-bottom: 12px; }
.hf-side > p { color: var(--muted); margin-bottom: 24px; }
.hf-card { position: relative; overflow: hidden; border-radius: var(--radius); padding: 28px; min-height: 230px; display: flex; flex-direction: column; justify-content: space-between; align-items: flex-start; gap: 18px; background: var(--navy) center/cover no-repeat; color: #fff; box-shadow: var(--shadow-lg); }
.hf-card::before { content: ""; position: absolute; inset: 0; background: linear-gradient(160deg, rgba(10, 52, 112, .95), rgba(10, 52, 112, .6)); }
.hf-card > * { position: relative; }
.hf-card i { font-size: 30px; color: var(--green); margin-bottom: 10px; }
.hf-card h3 { font-size: 20px; font-weight: 800; }
.hf-card div a { color: #fff; font-size: 20px; font-weight: 800; }
.hf-list .faq-item { transition: border-color .2s, box-shadow .2s; }
.hf-list .faq-item.open { border-color: var(--blue); box-shadow: var(--shadow); }
.hf-list .faq-q > span { display: flex; align-items: center; gap: 14px; }
.hf-n { flex: none; width: 34px; height: 34px; border-radius: 50%; display: grid; place-items: center; background: var(--blue-soft); color: var(--blue); font-size: 13px; font-weight: 800; }
.hf-list .faq-item.open .hf-n { background: var(--blue); color: #fff; }
.hf-list .faq-a p { padding-inline-start: 68px; }
.hf-all { display: inline-flex; align-items: center; gap: 8px; margin-top: 8px; font-weight: 700; }
@media (max-width: 900px) {
    .home-faq .container { grid-template-columns: 1fr; gap: 30px; }
    .hf-side h2 { font-size: 26px; }
    .hf-list .faq-a p { padding-inline-start: 20px; }
}
/* contact form: phone placeholder + messages + honeypot */
.field input[type="tel"] { direction: rtl; }
.field input[type="tel"]:not(:placeholder-shown) { direction: ltr; text-align: right; }
[dir="ltr"] .field input[type="tel"], [dir="ltr"] .field input[type="tel"]:not(:placeholder-shown) { direction: ltr; text-align: left; }
.form-msg { display: flex; align-items: center; gap: 10px; padding: 12px 16px; border-radius: var(--radius-sm); margin-bottom: 16px; font-weight: 600; font-size: 14px; }
.form-msg.ok { background: var(--green-soft); color: #3d7a1f; }
.form-msg.err { background: #fdecec; color: #b3261e; }
.hp-field { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); clip-path: inset(50%); white-space: nowrap; opacity: 0; pointer-events: none; }